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about us > insurance > portfolio | |||||||||||||||||||||
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| Our
Evolution When our organization began, in order to help each other, our members "passed the hat" to assist families of deceased members. Soon, however, this became impossible, as the number of our members grew. Out of this simple process, we've evolved into a modern, dynamic insurance organization , and offer a wide variety of products to suit virtually everyone's needs. Permanent Plan Do you need life insurance that lasts as long as you live? Our permanent plans give you the security of:
Our plans include:
Term Plans For Temporary Needs Are your life insurance needs temporary? Many people’s needs are, indeed, temporary – even though they may be of long duration. Your mortgage, business loans, educational funds, and needs of children at home are some examples of temporary needs that can be met with term life insurance. Term insurance – as its name denotes – remains in effect for the term of the policy. When the term ends, your coverage stops – although you do have the option of renewing the policy (for another term) or converting it to a permanent plan. For these wide-ranging needs, we offer a full range of term insurance plans. Because the protection they provide is temporary, these plans are lower-priced than permanent plans for the same amount. Here are some of our available policies: Annual Renewable † Term Level Term Insurance † 5 Year Term † 10 Year Term † 15 Year Term † 20 Year Term † Term to 65 Decreasing Term Insurance Annuities Your Portfolio’s "Sure Thing!" What works better for you?
Your principal
is safe, and you’re guaranteed never to earn less than 3.5%
on your money. Interest rates are established every quarter at the
highest rate possible consistent with safety. More of us can count on living longer - thanks to advances in medicine, healthier lifestyles, and improved access to care. Now for the bad news: almost half of us will one day require long-term care services at some point in our lives. The average cost of nursing home care in the U.S. is over $45,000 per year. Home care is more affordable – approximately $12,000 per year – but still carries a high price tag. If you consider that you’re likely to be on a fixed income during retirement, where will you get that kind of money? Many have to deplete their retirement savings to pay for such care. Others are forced to rely on their children for financial assistance – difficult to do when you’ve valued your independence and have taught your children to follow in your footsteps! You do have a choice: Knights of Columbus Care, a qualified long-term care insurance plan from the Knights of Columbus. You can design
a plan that will meet your future care needs – while fitting
your present budget. In most states you can choose from either comprehensive
plans which cover care in a variety of settings – or facility-only
plans. |
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Website is designed and maintained by Aldian
Prakoso Copyright ©2001 - 2003 Christ on the Mountain Council 7640, Knights of Columbus. All Rights Reserved. |